FAQs

Insurance is really about protecting the things important to your life, both personal and business, against the unexpected. So, anytime you have significant events or changes in your life, it's time to think about your reviewing and updating your coverage.

Keep your cool above anything else. Getting angry or worse, screaming and yelling, won't fix anything. If the other person isn't calm, you should still maintain your composure. Even if you are able to do so, never leave an accident scene. Wait for the police to arrive as they serve as an impartial eyewitness to the event. When they arrive, wait until they give the all clear. If the other driver tells you it's okay to leave, you won't be protected if they later file a claim for injuries. They might stay if you leave, and you might face accusations.

Yes. It's referred to as a "third party" claim. Other agents might offer some general guidance, but they typically won't assist with the paperwork unless you have collision insurance.

We'll certainly do more than just sell you an insurance plan. We'll advise you on how to use insurance wisely to meet your financial and business goals. We begin by sitting together and looking at how your business approaches and manages risk, then we'll develop a risk management plan just for your business.

It means identifying the factors that are a financial or property risk for your business, then figuring out the best way to navigate those risks. Succeeding in business is all about managing risk. Insurance is one component of a risk management strategy -- but it is not the only solution.

We serve a large and diverse business community. Therefore, we offer literally hundreds of insurance products to serve the needs of all our clients. Because of our size, we can choose among insurance companies to help our clients find just the right coverage -- whether this means one policy from one company, or a variety of policies from specialized providers.